GoWest Solutions

Predatory Lending in the Digital World – Using Data to Help Members
Once credit unions know which members are most vulnerable, they could intervene with tailored product offerings designed to help prevent members from entering a payday lender cycle.

Credit Unions at the Crossroads: Embracing Generative AI
Early adopters who strategically implement these AI applications can completely transform the member experience and gain a competitive edge.

Maximizing Acquisition Strategies: How to Take Control and Drive Growth Through Data-Driven Insights
With the elimination of third-party cookie tracking, financial services marketers are increasingly relying on first-party customer data to gain insight.

How Credit Unions Can Unlock Hidden Efficiencies in Their Lending Programs
We have arrived at a point in time where technological advancements offer a remarkable opportunity to transform lending operations, streamline processes, and enhance the member experience.

PSCU and Co-op Solutions Announce Agreement to Combine
GoWest believes that together, they will be better positioned to help credit unions compete in the rapidly evolving financial services marketplace.

ATM Attacks on the Rise
Some sources claim attacks on ATMs and personnel have increased 50% over the past three years.

Back to Basics: Real-Time Payments
Predictions show that consumers will likely migrate their financial relationships to institutions that can provide their desired experience.

10 Tips For Protecting Your Credit Union and Members From Check Fraud
Learn what you can do to protect from check fraud, and what other solutions are available.

GoWest Solutions Trade Show Delivers: Saves Time, Money, and Hassle
Rated a 10 out of 10, the Trade Show was fun and highly valuable.

Life Insurance Helps Ensure Tomorrow’s Certainty Today
As society continues to grapple with the ripple effects of the pandemic, credit unions tend to play a vital role in helping members get access to life insurance coverage.

5 Practical Tips To Boost Cardholder Confidence In Your Credit Program
Cardholders have an array of credit options. Here’s how to make your card stand out.

Maximizing Your Credit Union’s Budget with Offshore Talent
There are multiple ways to work with offshore talent.

How Credit Unions Could Embrace an E-Commerce Mentality to Deliver Embedded Buying and Borrowing Experiences Members May Want
Some consumers may feel taken advantage of and dread the next time an auto purchase is on the horizon.

Volatility: A Perfect State for Credit Unions
Remember the days when credit unions focused on consumer loans, banks on business loans, and savings and loans on mortgages? Gone.

Improving Operational Efficiency Via the ITM-ATM Channel
The average ATM transaction costs a credit union $0.70 while the average teller transaction has climbed to over $4.50.

2023 Mid-Year Economic Update: The Economy Continues to Defy the Odds
Consumer spending fluctuated this year but remains strong.

Fair Housing Can Enhance Financial Well-Being
Discover five ways credit union leaders may have a positive impact on fair housing today.

Why Credit Unions Should Consider A Variable Credit Card Interest Rate Strategy
Credit card programs could benefit from regular interest rate adjustments based upon changing prime rates.

More Than a Score: Using AI to Empower Members Across the Credit Spectrum
AI-automated underwriting makes it possible to accurately and fairly assess thin-file members — or most everyone else, for that matter.

Daily ‘Micro-interactions’ Key to Member Financial Wellness and Credit Union Growth
New research indicates convenient tools that manage day-to-day needs can help reassure consumers during this period of financial uncertainty.

Faster Payments: Strategic Decisions and the Member Experience
Alloya Corporate FCU summarizes key decisions and considerations credit unions should keep in mind when embarking on a faster payments journey.