Credit Union:

Alaska USA FCU


Puyallup, WA



Job Description:

Reports To: Varies by location

Primary Functions: Originate mortgage loans and promote related programs within the real estate profession and through personal networks.

Duties and Responsibilities:

  1. Market mortgage loan programs to Retail branch partners, the real estate sales industry and to personal contacts.
  2. Develop and maintain loan referral relationships with professionals in real estate, accounting, legal, financial planning fields, and Retail branch partners.
  3. Interview buyer/applicants and originate investor mortgage loans. Accept applications and input them to the origination system, provide required estimates and disclosures, and gather required documentation and fees to process mortgage loans.
  4. Ensure all loans are originated, disclosed and/or re-directed accurately and timely within all established regulatory compliance requirements and timeframes.
  5. Ensure accurate processing is completed in a timely manner and prepare for submission to underwriting.
  6. If the loan is approved, take final steps to ensure a smooth closing. If the loan is declined, verbally advise the borrower and issue applicable refunds. Return any documents not pertaining to credit.
  7. Conduct sales presentations for Retail branch partners and Realtors as necessary to enhance business relations.
  8. Attend Retail branch meetings regularly and make in person visits weekly at the main source for Mortgage referrals.
  9. Provide on-going coaching and training to retail partners as a way to gain quality mortgage referrals.
  10. Participate in quarterly branch lobby days in conjunction with Retail branch partners.
  11. Participate in community events as directed to further enhance and grow business and market share.
  12. Perform other duties as assigned.