Lending Compliance Officer

Essential Functions:

• Acts as subject matter expert for all mortgage and lending regulations
• Interprets new regulations working in conjunction with impacted business units and processes, to include ensuring that policies and procedures reflect the spirit and intent of such regulations. This may include updating forms, working cooperatively with business units to determine and write procedures that meet both OnPoint and regulatory needs.
• Assists the VP/Compliance Director in communicating and providing guidance on compliance issues.
• Researches and resolves compliance-related issues and inquiries, particularly those which relate to lending compliance.
• Performs compliance testing/monitoring reviews as needed.
• Stays current on industry standards, trends, and proposed and actual changes relating to relevant compliance topics.

Knowledge, Skills and Abilities:

• Thorough knowledge of lending laws and regulations affecting the Credit Union.
• Strong analytical and problem-solving skills.
• Demonstrated knowledge and experience with mining and using data from automated lending platforms. Experience with Loans PQ loan origination system, DNA or similar core operating system, Encompass or similar mortgage lending origination and servicing systems a plus.
• Demonstrated strong organizational skills, with ability to prioritize and coordinate a variety of assignments simultaneously.
• Ability to work independently and function under limited supervision, while exercising good judgment, speed and accuracy.
• Effective time management skills and the ability to work both independently and collaboratively.
• Ability to work effectively with various teams, exhibiting strong interpersonal skills.
• Identify tasks, create and manage a project plan in coordination with other departments.
• Excellent verbal and written skills to effectively communicate complex legal and regulatory issues. Ability to provide concise, professional written documentation and recommendations in response to compliance research requests.
• Strong knowledge and proficiency with Microsoft Office Suite, specifically Excel.

• 1-3 years exposure in pertinent compliance area(s), and working with related issues and reporting requirements.
• Bachelor’s Degree in Finance, Business or related field preferred.
• Certified Regulatory Compliance Manager (CRCM) certification, Credit Union Compliance Expert (CUCE) designation or NAFCU Certified Compliance Officer (NCCO) designation preferred.