Credit Union:

Central Willamette Credit Union

Region:

Albany

Closing:

5/31/2025

Learn More

Job Description:

ESSENTIAL FUNCTIONS AND RESPONSIBILITIES
Loan Origination & Credit Analysis – 35%
• Interview, consult, and perform credit reviews of potential borrowers.
• Analyze creditworthiness and prepare repayment plans for approval.
• Apply knowledge of legal entities and loan documentation to determine eligibility.
Loan Portfolio Management & Monitoring – 25%
• Develop, maintain, and grow the commercial loan portfolio.
• Ensure timely and thorough monitoring of business loans.
• Work with commercial borrowers during early delinquency phases.
Loan Processing & Documentation – 20%
• Prepare business loan documents and files, ensuring compliance.
• Review applications and incoming documentation for completeness.
• Obtain and coordinate loan closing information, prepare closing documents.
Departmental Oversight & Strategy – 10%
• Provide daily oversight of the department.
• Recommend policy, guideline, and procedural changes as needed.
• Provide ongoing feedback to AVP Real Estate/Business Services.
Compliance, Reporting, & Training – 10%
• Ensure compliance with legal documentation and lending regulations.
• Maintain spreadsheets, reports, and business loan-related records.
• Attend training and stay updated on policies, regulations, and services.
• Performs additional duties as assigned

QUALIFICATIONS

• Excellent planning skills, both short- and long-term planning, financial acumen and analytical skills.
• Strong PC knowledge including Microsoft Office Suite software and database operations.
• Effectively able to manage multiple projects and work through constant interruptions.
• Have a strong understanding of accounting principles and financial concepts.
• Able to manage schedule with minimal supervision and oversight.
• Ability to flex your schedule to meet the needs of members.
• Familiarity with ACH and merchant services.
• Required knowledge of current State, Federal, and other regulations applicable to commercial lending.

 

 

• Ability to present a professional image to management, staff, and outside contacts.
• Thorough knowledge of financial institution products and services, policies and procedures, remote delivery channels and member service functions. Strong organizational, time management, problem-solving, customer service, communication and presentation skills.
• Proficient verbal and written skills to effectively communicate in the English language.
• Ability to assess and implement organizational changes.

EDUCATION/EXPERIENCE REQUIREMENTS

• A bachelor’s degree in business administration or a related field, or demonstrated experience required.
• Minimum experience required 2 years in underwriting commercial loans; however 5 years is preferred.