Credit Union:

Red Canoe Credit Union

Region:

Longview

Closing:

7/14/2024

Learn More

Job Description:

ESSENTIAL JOB FUNCTIONS                                                       

  • Risk Assessment and Analysis
    • Conduct comprehensive risk assessments to identify potential risks and vulnerabilities across the credit union’s operations.
    • Analyze data, market trends, and industry best practices to evaluate the impact and likelihood of identified risks.
    • Develop risk models and methodologies to quantify and prioritize risks, considering both qualitative and quantitative factors.
  • Risk Mitigation and Strategy
    • Design and implement risk management strategies, policies, and procedures to minimize exposure to identified risks.
    • Collaborate with stakeholders to develop and enhance risk mitigation plans and controls, ensuring alignment with the credit union’s objectives.
    • Monitor and evaluate the effectiveness of risk mitigation measures, making recommendations for improvements as necessary.
  • Regulatory Compliance
    • Stay abreast of regulatory requirements and industry standards related to the credit union sector.
    • Ensure the credit union’s compliance with relevant laws, regulations, and guidelines, and implement necessary controls and reporting mechanisms.
    • Interact with regulatory agencies and auditors, facilitation examinations and audits related to risk management practices.
  • Risk Reporting and Communication
    • Prepare and present regular reports to executive management and the board of directors, highlighting key risk exposures, trends, and mitigation efforts.
    • Communicate risk management policies, procedures, and guidelines to staff members, promoting a strong risk culture throughout the organization.
    • Collaborate with internal stakeholders to develop training programs and educational materials on risk management and control frameworks.
  • Crisis Management and Business Continuity
    • Develop and maintain robust crisis management and business continuity plans, ensuring the credit union’s ability to respond to disruptive events.
    • Coordinate and participate in crisis response activities, including incident investigation, communication, and resolution.
  • Oversee regulatory compliance, BSA compliance, and fraud management activities. Responsible for the creation of a compliance framework to safeguard the integrity of the credit union.
  • Responsible for the Vendor Management Program that meets regulatory and business requirements.
  • Oversee the corporate standards and procedures governance program.
  • Oversee the administration of the insurance policies for the credit union. Determine appropriateness of coverage and review coverage periodically.

 OTHER CRITICAL JOB & MANAGEMENT DUTIES

  • Provides recommendations with direction to management, based on current research data and the Credit Union Strategic Business Plan.
  • Demonstrates our Mission, Vision, and Values by providing proactive friendly, professional, and accurate service and support to all visitors, members, and staff.
  • Meets or exceeds the minimum established departmental, team, and personal goals to assist in meeting the Credit Union goals.
  • Accomplishes all assigned projects according to policy and procedures, keeping management informed of any critical areas.
  • Completes accurate performance reviews within the prescribed time frame.
  • Accomplishes all assigned projects according to policy and procedures, keeping management informed of any critical areas.
  • Demonstrates the ability to hire, train and coach a team capable of demonstrating the credit union’s values consistently with all internal and external members.
  • Demonstrates continual learning in pursuit of professional development that aligns with the requirements of the position and credit union as they evolve.
  • Provides leadership in the community and Credit Union Movement through active participation in one or more service clubs, committees, and charitable organizations.
  • Participate in preparation of department’s annual operating and personnel budget. Control and monitor all planned and unplanned operating costs.
  • Seek to develop and maintain a good rapport with department staff, vendors, members and potential members.
  • Coordinate ordering of department supplies and ensures department appearance and equipment is adequately maintained.

 Management

  • Performance Management/Evaluations – Make daily observations within team, takes note of staff attitude and performance.
  • Training/Cross-Training – Evaluate departmental needs and responsibilities to ensure adequately trained staff.
  • Staff Relations – Assures an atmosphere of cooperation and teamwork is maintained in the department.
  • Quality – Accountable for the quality of work within the department.
  • Scheduling – Assigns, directs, coordinates and reviews work within department.
  • General Oversight – Ensures that proper maintenance, cleanliness, and security of the work area are maintained.
  • Quantity – Maintains the highest level of staff work production possible with the resources available.
  • Workflow Management – Effectively manage workflow daily developing reporting systems for monitoring completion of all duties.
  • Positive/Professional Image – Provide consistent quality service and project a positive and professional image of the credit union to internal and external members/clients.
  • Training/Education – Personal participation in continuing professional training and education as approved by supervisor.
  • Office Hours – Keep consistent and usual office hours, in keeping with Red Canoe practices.  May work additional hours, including Saturdays, holidays, etc. as may be required or needed.
  • Records/Reports – Assures departmental reports, records, and statistics are consistently and carefully maintained.
  • CU Goals – Helps achieve credit union goals by meeting minimum standards for the department.

 Compliance

  • Policy/Procedures – Observes procedures as outlined in procedure manuals.
  • Compliance Assurance – Assures employee adherence to internal controls to ensure compliance with credit union goals, objectives, policies, procedures and applicable laws and regulations.
  • Cooperate with Examiners – Works with credit union examiners/auditors preparing/gathering necessary information and providing them with assistance as requested.

JOB RELATIONSHIPS

  • This position reports directly to the CFO. Supervises the Compliance Officer, the BSA/Fraud Department, and the Policy and Procedures Managers. Has day-to-day, or periodic, contact with employees, department management, Executive team members, board of directors, members, suppliers, etc.

BASIC REQUIREMENTS

  • Bondable
  • Strong public relations skills and oral and written communication/presentation skills.
  • Professional appearance and demeanor; punctual, dependable, cooperative; sets the example
  • Keyboard, calculator, personal computer and general office machine proficiency.
  • Human relations skills to effectively deal with member and employee related matters.
  • Personal computer skills commensurate with position- M/S Office.
  • Decision making skills and ability to set priorities, organize, handle detail, delegate work and supervise others.
  • Ability to handle the urgencies and complexities commensurate with the position, arriving at constructive solutions and maintaining positive relationships.
  • Ability to handle numerous details while organizing the work of others.

 MINIMUM QUALIFICATIONS

  • Education/Training – Bachelor’s or master’s degree in business administration, finance, risk management or related field.
  • Experience – 5 or more years of experience in risk management, preferably within the financial services sector, with a strong focus on credit risk management.
  • Risk Management – In-depth knowledge of risk management methodologies, tools, and best practices.
  • Regulatory Environment – Familiarity with relevant regulatory frameworks such as the FFIEC, Basel III, and NCUA guidelines.
  • Leadership – Strong leadership abilities and experience in managing teams and driving change.
  • Communication Skills – Exceptional communication and presentation skills with the ability to convey complex risk concepts to diverse audiences.

 

Red Canoe Credit Union provides the following benefits to all employees

  • Medical, Dental & Vision Insurance
  • Employee Assistance Program
  • Life Insurance
  • 401K with employer match
  • Wellness Program
  • Flexible Spending Account
  • PTO leave
  • Paid Jury Duty Leave
  • Paid volunteer time

A few more perks

  • Annual logo wear allowance
  • Gym Reimbursement
  • Tuition Reimbursement for full time employees
  • Employee loan discount

EEO/AAEmployer/Vets/Disabled/Race/Ethnicity/Gender/Age