Solarity Credit Union Launches Relationship-Based High-Yield Savings Account

Posted by Alyse Knudsen on April 14, 2026

Solarity Credit Union's headquarters in Yakima, Wash.

As financial institutions continue to rethink how they attract new customers, Solarity Credit Union has introduced Solarity Savers, a high-yield savings account designed to reward everyday banking behavior and deepen member relationships. 

Recent industry trends have highlighted a persistent gap between the needs of consumers and the deposit products offered by financial institutions. Many still prioritize standalone product ownership over the depth of a member relationship. Solarity Savers addresses that challenge by aligning earnings with real-life financial activity. 

“Consumers should not have to jump through hoops or maintain large balances to benefit from a strong savings rate,” said Mina Worthington, President and CEO. “Solarity Savers reflects a simple idea. When members actively bank with us, that relationship is recognized and rewarded.” 

A shift toward relationship-based banking 

Solarity Savers is structured to reward engagement across a member’s financial life. Members can earn up to 5.00% APY* by maintaining a connected checking account and completing everyday transactions such as purchases, deposits, and bill payments throughout the month. 

Rather than relying on promotional tiers or limited-time incentives, the account is built around consistent, ongoing engagement. This approach responds to a broader industry challenge, where incentives are often tied to isolated products rather than ongoing activity, creating an opportunity for products that better reflect how people actually manage their finances day to day. 

Designed for flexibility and accessibility 

Solarity’s product is intentionally inclusive, supporting a wide range of savings journeys, from members with established balances to those just getting started. 

Solarity Savers works in tandem with the credit union’s Round Up Savings feature, which automatically rounds up debit card purchases and transfers the difference into savings. Together, the tools create a system where both large balances and small contribute to growth. 

“Whether someone is consolidating significant savings or building momentum a few dollars at a time, this account meets them where they are,” said Worthington. “It is about creating a path to progress that feels natural, not restrictive.” 

Additional details about Solarity Savers, including how the account rewards everyday banking activity, integrates with other savings balances and incorporates tools like Round Up Savings, are available here. 

Posted in Regional Member News, Washington.