New Resource: Tracking NCUA Deregulation Proposals

Posted by Erin Hall on March 13, 2026

In 2025, the National Credit Union Administration (NCUA) launched the Deregulation Project, a broad effort to review and revise its regulations. The initial focus is on removing or updating rules that are outdated, duplicative of statute, intended as guidance rather than requirements, or unnecessarily burdensome.

As part of the NCUA’s Deregulation Project, proposals will be released over time for public comment.

GoWest is prioritizing advocacy that makes the NCUA’s regulatory framework more transparent, predictable, and aligned with statute. These initial deregulatory steps show progress, and we will continue building on them in 2026.

To ensure members have a clear view of the process, GoWest has developed a centralized web resource that provides:

• A running list of all issued proposals
• Key summaries
• Comment deadlines
• GoWest’s comment letters

Our review framework considers:

• Operational impact
• Risk and safety considerations
• Burden reduction potential
• Long-term implications for the credit union charter

GoWest Wants You Involved

While the NCUA has already identified several deregulatory opportunities, they are actively seeking additional suggestions. GoWest will continue pressing for further improvements in 2026, and your input is essential to shaping smarter, more effective regulations.

If you have examples of rules not tied to statute and that pose no material risk to the Share Insurance Fund, please reach out to John Trull or Erin Hall.

Posted in Advocacy on the Move, Regulatory Advocacy.