Credit Union:

First Tech Federal Credit Union

Region:

Hillsboro, OR

Closing:

3/29/2022

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Job Description:

The Senior Commercial Credit Analyst reviews credit data, analyzes financial information and builds complex credit files to prepare the commercial loan request for evaluation.

Here’s what you can expect from the job and what you need to be successful:

Job duties

  • Review third party reports, cash flow analysis, credit strength, property characteristics and all other information pertinent to the credit decision process on each application, and make approval recommendations as needed
  • As a subject matter expert, analyze complex financial information, such as financial statements, credit bureau reports and cash flows to determine potential risk and profitability of loan
  • Complete financial and repayment analysis with a focus on cash flow, liquidity, and leverage analysis
  • Partner with borrowers, lenders, legal counsel, commercial loan officers, and servicing regarding commercial real estate finance and loan administration
  • Create and distribute reports to leadership as required, using key performance metrics and data to provide insights and make strategic business recommendations
  • Prepare reports in response to new and additional credit proposals for loan officers and committees
  • Participate in and/or lead department projects and initiatives
  • Mentor other Credit Analysts on a day to day basis

Essential skills

  • Minimum 5 years’ experience in an analyst role supporting commercial and business lending functions; experience evaluating and analyzing complex tax returns
  • Demonstrated ability to present complex commercial lending and credit risk related information to targeted audience
  • Strong knowledge of commercial real estate, including evaluating third party reports
  • Ability to work autonomously to manage time effectively and prioritize work appropriately to meet deadlines
  • Strong analytical and problem solving skills; ability to resolve complex issues with minimal direction
  • Demonstrated effective time management skills and the ability to work independently or in a collaborative team environment
  • Strong business communication skills; able to write/speak clearly and professionally for a variety of stakeholders
  • Demonstrated ability to establish credibility and rapport with internal and external stakeholders
  • Proven ability to maintain confidentiality and professionally handle sensitive documents
  • Strong working knowledge of Microsoft Office Suite
  • Minimum Education: Bachelor’s degree in Business Administration is preferred

Location:  Hillsboro, OR 97124

First Tech is not currently offering Visa sponsorship for this position