I hereby authorize the GoWest Credit Union Association to initiate a charge entry on my credit or debit card in the amount equal to the amount I enter into the balance on my invoice. By submitting an online payment, I agree that there is a balance sufficient to pay all requested payments, and agree that the GoWest Credit Union Association is not liable for any overdraft or insufficient fund situation or charge (including, but not limited to, finance charges, late fees or similar charges) caused by my failure to maintain funds sufficient to pay the payment amount I indicated. I understand that an online payment will be processed and applied to my GoWest account within two business days.