Asset Recovery Specialist (Remote)
Job Description:
To maintain a strong connection with our members and local communities and better understand their unique needs, we are currently considering applications from candidates residing in Oregon and Washington for all open positions. We appreciate your understanding as we focus our hiring efforts in these specific regions. And, we encourage all qualified candidates from these states to apply, as we look forward to learning more about your unique skills and experience!
Applicants are encouraged to apply by March 20th, 2026 at 5:00 PM PST. Job postings are subject to close early or extend longer than the anticipated closing date. We recommend applying as soon as possible.
Where You Will Work: Remote role open to candidates residing in Washington (WA) or Oregon (OR). (Branches)
Pay Range: The target hourly pay range for this position is $22.65 – $28.32. The full hourly pay range is $22.65 – $33.98.
- Compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer of employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.
Job Overview:
This position processes, prepares, reviews and coordinates all facets of voluntary and involuntary consumer loans for repossession. Provide guidance and assistance in preparing units to be sold using appropriate sales channels. Provide technical support to team members and assists the Account Solutions department leaders in all facets of the repossession process to ensure the timely sales of collateral.
What You’ll Do:
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Leads efforts and determines next best steps in preparing member accounts and assigning collateral for voluntary and involuntary repossessions. Ensures all title work is prepared for transfer of collateral from member to credit union. Prepares title for sale and submits to appropriate auction house. Ensures all repossessed collateral is prepared for sale and sale proceeds are applied timely and accurately.
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Acts as a resource to answer difficult questions to solve complex problems for members and staff. Follows up on details to resolve the matter to the satisfaction of all parties. Maintains an accurate accounting of repossessions in stock by updating Temenos collection system notes and case tasks.
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Sends collection notification by letter to members prior to and after the sale of collateral per policy and procedure guidelines.
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Oversee repossession companies and monitor progress of recovery to assigned vehicles and that timely updates are being received. Maintains a list of acceptable agencies for use in repossession matters and ensures an agency is assigned to each account.
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Approves additional mileage and/or repair requests up to authorized amount.
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Reviews all tow and impound notices in a timely manner and makes determination of next steps to protect the collateral.
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Performs advanced skip-tracing duties, as required and directed.
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Reviews repossession invoices for accuracy and submits all invoices for approval of payment to the Member Solutions department leaders in a timely manner.
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Assists the Account Solutions department leaders with any reports needed regarding repossession and sale of collateral.
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Documents equipment on the collateral at the time of repossession and prepares chargeback letters to dealers for the value of any missing equipment with management approval.
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Submits insurance claims and service contract refund requests on repossessions.
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Communicates with dealerships and insurance companies in a timely and professional manner while ensuring recovery is maximized.
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Makes recommendation for charge-off of accounts in accordance with credit union policy.
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Performs all duties and tasks associated with the collections function including counseling delinquent members and assisting with solving their financial challenges.
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All other duties as assigned.
When You’ll Be Working: Monday- Friday: 8:30am – 5:30pm and rotating Saturdays: 9:30am – 2:00pm. Full-time 40 Hours a week.
Qualifications:
- A minimum of three (3) years of experience with asset/collateral recovery or specialty collections, ideally in a financial institution.
Bonus Points If You Have:
- Bachelor’s degree in Business Administration, Finance or other related field of study.
What You’ll Bring:
- Thorough knowledge of collection and bankruptcy laws and procedures.
- A complete hands-on working knowledge of the credit union’s collection guidelines.
- Ability to maintain consistent outstanding standards in areas of accuracy, thoroughness, completeness, and neatness of documentation, system input, and correspondence.
- Ability to assume a positive group leadership role by demonstrating a high level of communication and interpersonal skills.
- Demonstrate a high level of problem-solving skills to assist with the coordination of staff functions.
- Ability to make decisions, take action and accept responsibility for results.
- Strong interpersonal and persuasive skills to represent the Credit Union in a positive way during periods of stressful member contact.
- Good understanding of the organization’s goals and objectives.
- Strong documentation skills.
- Highly self-motivated and directed, with keen attention to detail.
- Able to prioritize and execute tasks in a high-pressure environment.
- Experience working in a team-oriented, collaborative environment.
- Must maintain confidentiality.
- Ability to present ideas in user-friendly language.
Total Rewards:
This position is eligible for Full-Time Regular benefits. Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage.
- Includes an option for Medical, Dental, and Vision insurance to be paid at a 100% by company for the employee only coverage.
- We also offer Health Care FSA (HCFSA), Health Savings Account (HSA) with employer contributions, and Dependent Care FSA (DCFSA).
- Employees also have access to Life and AD&D insurance.
- Employees are able to enroll in our 401k plan.
- Full-Time Regular employees accrue 8 hours of vacation and 8 hours of sick leave, on a monthly basis.
- Full-Time Regular hired employees also receive 11 paid holidays throughout the calendar year, 1 floating holiday, 16 hours of self-care time, and 16 hours of volunteer time.
All benefits except 401k start the first of the month following date of hire. Employees become eligible to contribute to 401k on the first of the month following 60 days of employment.
Peak Credit Union participates in E-Verify. We use E-Verify to confirm the identity and employment eligibility of all persons hired to work in the United States.
For more information on E-Verify, please click here: E-Verify Participation Poster English and Spanish
For more information on Right to Work, please click here: Right to Work
Peak Credit Union is an Affirmative Action and Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability. Equal Employment Opportunity Posters
If you’d like to view a copy of the company’s affirmative action plan or policy statement, please email [email protected]. If you have a disability and you believe you need a reasonable accommodation in order to search for a job opening or to submit an online application, please e-mail [email protected]. This email is created exclusively to assist disabled job seekers whose disability prevents them from being able to apply online. Only messages left for this purpose will be returned. Messages left for other purposes, such as following up on an application or technical issues not related to a disability, will not receive a response.
Equal Opportunity Employer Veterans/Disabled