Nick Rose

Nick Rose is Head of Product Strategy at VantageScore Solutions where he plays a critical role at the nexus of product development, strategy and communications; providing thought leadership related to the company’s long term product strategy, product positioning in the current and future market place as well as communication of VantageScore’s product and industry-related research.

As an original architect of the VantageScore credit scoring models, Nick created and implemented advanced statistical models for the company using his skills in model design, decision analysis, data mining and pattern recognition. He also was responsible for analyzing data sets from multiple sources and providing forecasts, market trend analysis, risk and operating improvements. Specializing in research and modeling on consumers with sparse credit files and disparate impact, he most recently and successfully leveraged machine learning techniques to develop a highly predictive rank ordering capability for universe expansion population.

With a Ph.D in statistics from Texas A&M and a business background, he has fueled a career in the research and analytics field for more than 17 years, empowering companies such as BAI Research, Intel and JP Morgan Chase.

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