Consumer Loan Officer
Credit Union:
NW Priority Credit Union
Region:
Portland, OR
Type:
Staff
Closing:
6/30/2021
Job Description:
Benefits:
100% Employer-paid health, vision, prescription and dental insurance option for all full-time employees. 45% Employer-paid dependent coverage.
401(k) plan with generous employer match – NWPCU matches up to 4% AND gives 6% of the annual salary for each participant.
100% Employer-paid life insurance/AD&D package (up to $50,000)
Paid vacation and sick time
Short and long term disability (We cover 50% of the premium)
- Interviews loan applicants in person, by telephone and e-mail, gathering required information for credit applications, explaining loan options, rates, terms and collateral requirements.
- Obtains credit reports when required, verifies debts, calculates monthly payments, calculates debt ratio, verifies income, determines collateral needs and verifies insurance coverage for each applicant.
- Approves loans to a predetermined loan limit. Refers loans over predetermined limit to designated individuals.
- Prepares loan documents, including notes, security agreements, payroll deduction authorization, vehicle title forms, etc.
Requirements:
One year prior loan interviewing or loan processing experience required.